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Student Accident Insurance

What do you need to know about Student Accident Insurance?

Accidents can and do happen! Each year, many families spend thousands of dollars when their children are injured at school, on field trips, while participating in non-school activities, or at home.

Brant Haldimand Catholic District School Board does not provide accident insurance coverage for student injuries that occur on school property or during school activities, including extra-curricular sports. If a student is injured, families are responsible for any costs not covered by the Ontario Health Insurance Plan (OHIP) or their employer’s health care plan.
 
Most accident-related expenses are not fully covered under OHIP and some expenses like ambulance fees, casts, crutches, physiotherapy and emergency dental care are usually not covered at all. This means that families are financially responsible for these unexpected and usually hefty expenses.
 
To help protect your family, consider obtaining student accident insurance, which provides coverage for these types of costs. As a convenience to you, the Board has arranged to offer student accident insurance through insuremykids®. Participation is voluntary, but highly recommended and costs for this insurance are paid by the family. The program is available for students up to age 26. Coverage is provided for a wide range of accidental expenses.
 
Insuremykids® Student Accident Insurance offers three plans with a variety of benefits at affordable rates – their most affordable plan is available for as little as $17.00 per year and provides coverage 24 hours a day, 7 days a week. Their most popular plan is the Platinum at $33 per year, which provides out-of-province emergency medical coverage and travel benefits. Family rates are available for three or more children in the same family, even if attending different schools. You can also save on time and premium with an optional 3-Year or 5-Year plan, available for online purchase.
 
Please consider purchasing this affordable insurance by visiting the Board’s website:  http://www.bhncdsb.ca/parents/accident-insurance  or by clicking on the www.insuremykids.com link.